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Sometimes, the fewest words have the greatest impact. I am so very grateful and humbled by the kind words that my valued clients have taken the time to write to express the impact my service has had in their lives. I genuinely appreciate every word. Although I do not work for these kind words and expressions of gratitude, knowing I am helping people daily makes my work most fulfilling and rewarding.

I share these testimonials with you only as a reflection and testament to some of the wonderful people I have had the privilege of working with. I would love the opportunity to serve you and work hard for your appreciation — and perhaps your referral to friends and family some day as well.

With sincerest regards,

Michelle Ghazouli
Nothing but pure up-to-date industry knowledge, trends and information, presented in a very personal but no-pressure format, complete with honest answers to every question.  Mortgages made simple - and money saved!  Michelle is fantastic, and gets a two-thumbs-up recommendation!
Michelle Ghazouli has been great with all my mortgage and finances over the years, I trust her advice about any financial needs, and also a good friend.
The service provided by Michelle and her company was above and beyond our expectations. Her courtesy, professionalism and promptness was greatly appreciated. She gave us the freedom that we needed to continue our life. We have nothing but praise for Michelle and her company. 
Michelle is the reason I have been successful. She was highly referred to me on my first home purchase. Michelle guided me through the process, was respectful to my comfort levels and ultimately put me in a position that has propelled me more than I could have done on my own. I have since referred Michelle to others and will continue to do so. Knowledgeable, friendly, professional and genius!
When looking to purchase our first home, we honestly didn't feel like this large investment was something we were able to afford as we had been renting for the better part of 8 years.

With Michelle's knowledge and insight into the housing market, she made it VERY clear that we could not afford to NOT purchase a home and made the mortgage application so easy and trouble free. Our house has gone up substantially in value over the past 7 years. Thanks to Michelle's exceptional advice and personalized service we have a wonderful return on our investment!
We purchased both our starter home, and now our family home through the financial services provided by Michelle and Warren.   Due to our financial situation, it was very difficult to obtain our first home but Michelle and Warren provided incredible support and guidance.  The banks made us feel like we didn't belong!  

Now after following Michelle and Warren's guidance for almost 10 years we are financially secure and have strong plans in place for the future – The banks are singing a different tune these days!  My wife and I would strongly recommend having that first chat with Michelle – It will be well worth it!!
Chris and Andrea
We were introduced to Michelle from a friend from the first meeting we felt very comfortable with her and her advice and to this date she has never steered us wrong. Any doubts just setup a meeting and find out for yourself you will not be disappointed.
Joe and Lisa
I trust Michelle's judgment and feel very safe with all her decisions she has made for both my wife and I. She is our go-to person for financial advice.
Michelle provided us with the various lending options available to us, gave us guidance based on our needs, and responded quickly to our questions. She turned a potentially stressful process of getting a mortgage into a pleasant experience! We frequently pass along Michelle's contact information to friends We're very happy clients and will definitely use Michelle's services in the future! Thanks, Michelle!
Sally and Jakub